Holiday Letter, December 2020

I remember the excitement of the season in the Morgan house as a child. I grew up in Northern New Jersey just outside of the “Big Apple”. Each year we would go into the city for window shopping and to look at the beautiful displays along Fifth Avenue. The trip usually included a Broadway show and a stop at FAO Schwartz for a small pre-Christmas gift. Life was simple and I always felt so very blessed.

One of my favorite Broadway shows we had seen was the production of Annie. A story about an orphaned child who never gave up hope of a better life for herself or those other children she shared that brutal beginning with. As a child that came from a loving home, I couldn’t relate to Annie’s personal struggles but never forgot the messages of the play. “It’s a hard knock life” was one of the songs that brought that message home. And yet, through all of the challenges and despair Annie must endure she never gave up hope. Annie never let the brutality of the day win. Annie was a beacon of light in a very dark world. That is when the writers of the play decided to change the narrative. Annie sang the song “The Sun Will Come Out Tomorrow”. “Bet your bottom dollar there will be sun”!

That is the way we all feel at the High Net Worth Advisory Group. These challenging times will pass. The sun will come out tomorrow and long gone will be the isolation, quarantining, social distancing, masking and the general malaise of the day that permeates so many. We are betting our “bottom dollar” with the opening of the new firm, the new office location, and the belief that as servants of your financial well-being, we need to always be there for you. Like Annie, we will not give in to the dark days or dark thoughts. We will continue to look for ways to help those in need or less fortunate. We may not change the world, but if we try hard enough may bring a little bit of sun to the dark places.

It is within that spirit that this year as our Holiday gift to all of you we have chosen to donate to a number of women’s and children’s facilities throughout the country where so many of our clients live. We have always said that investing in charities you believe in is a no-risk investment.

Again, there are people who are truly living a “hard knock life” and it is our goal to help bring a little “sun” to their lives and the spirit of never giving up hope.

We thank each and every one of you for the trust and confidence you have placed in us to handle your family’s financial affairs. We will never forget that we are here to serve each and every one of you and treat you like our family and promise to be your beacon of light as we help you navigate whatever the world throws at us. “The sun will come out tomorrow, bet your bottom dollar that tomorrow there will be sun”!

Faithfully,

The High Net Worth Advisory Group LLC

2020 Selected Charities

• Boys & Girls Club of Boston
  • Boston, MA
  • Invest in a Inspire a future.
  • https://www.bgcb.org/
• Association to Benefit Children
  • New York, NY
  • Bringing joy and warmth to disadvantaged children and their
  • https://www.a-b-c.org/
• Shelter for Abused Women & Children
  • Naples, FL
  • To Prevent. To Protect. To Prevail.
  • https://naplesshelter.org/
• Kids Food Basket
  • Grand Rapids, MI
  • Kid’s Food Basket nourishes children to reach their full
  • https://www.kidsfoodbasket.org/
• SAFE Alliance
  • Austin, TX
  • Dedicated to stopping abuse for
  • https://www.safeaustin.org/
• WINGS Program
  • Palatine, IL
  • Breaking the Cycle of Domestic
  • https://wingsprogram.com/
• Raleigh Rescue Mission
  • Raleigh, NC
  • New Life Begins Here.
  • https://www.raleighrescue.org/
• Ronald McDonald House Atlanta
  • Atlanta, GA
  • Keeping families close when it matters
  • https://armhc.org/
• Second Harvest Food Bank
  • Orange County, CA
  • Ending Hunger in Orange
  • https://www.feedoc.org/
• Mid-Ohio Food Bank
  • Grove City, OH
  • Because no one should go
  • https://www.midohiofoodbank.org/

The following charities received the highest 4-star rating on Charity Navigator, the largest and most utilized charity evaluator in America, helping guide intelligent giving. https://www.charitynavigator.org/

The High Net Worth Advisory Group, LLC is registered as an investment adviser and only conducts business in states where it is properly registered or is excluded from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. This is not a legal or financial recommendation and should be used for informational purposes only.