Your family’s financial fiduciary

David T. Morgan, CFP^®

David Morgan is a Founding Managing Partner of the High Net Worth Advisory Group and the High Net Worth Tax Advisory Group. David brings over 40 years’ experience in the financial services profession working with high-net-worth individuals, their families and their businesses. David believes that the financial planning process begins with an “open and honest discussion” where the client is at the center of everything we do.

David graduated from Rollins College in Winter Park Florida, where he majored in Economics and minored in business administration. He is a graduate from the future leader’s program at the Securities Institute of America, held at the University of Pennsylvania Wharton School. As a Certified Financial planner™ professional, David adheres to the highest ethics and a commitment to the fiduciary standard.

David has served as the Co-Chairman of the Collier County Hear Ball, Seacrest Country Day School Board of Directors, two-time award winner for Junior Achievement Volunteer of the year and coached his children’s golf and soccer teams. When not working, David enjoys spending time with his wife Toni, two children and four grandchildren.

Howard J. Jordan, CFP^®

As a Founding Managing Partner of the High Net Worth Advisory Group and the High Net Worth Tax Advisory Group, Howard brings more than 30 years of experience in the financial services industry. His role includes guiding clients through the intricacies of wealth management and financial planning while managing his team to deliver the highest standard of fiduciary care. With a focus on long-term goals and tailored strategies, Howard is dedicated to helping families align their wealth with their values and vision for the future.

Howard attended Stockton University in New Jersey, where his passion for financial education and planning began. Throughout his career, education has remained a central part of his professional commitment. He has served as an instructor in the Certified Financial Planner™ education program at Florida Gulf Coast University and as a lecturer in the university’s Learning for Life Seminar Series, sharing his expertise with both students and the broader community.

Deeply committed to giving back, Howard has served on several civic and philanthropic boards and, with his wife Michelle, founded the Upon a Star Foundation, which helps children in need access extracurricular activities that promote strong family values.

Howard enjoys life in Naples, traveling to unique destinations around the world with Michelle, and spending time with their three children and two grandchildren.

Kelso K. Huffman

Kelso K. Huffman serves as Senior Vice President at The High Net Worth Advisory Group, bringing over 30 years of experience in wealth management. He specializes in crafting balanced, diversified portfolios tailored to each client’s unique financial goals, risk tolerance, and investment experience. Kelso’s approach emphasizes proactive planning—particularly during market downturns—and continuous monitoring to ensure alignment with clients’ objectives.

Throughout his career, Kelso has guided clients through six significant financial crises, including the 1990 mini-crash, the 1994 Bond Bear Market, the 1998 Long-Term Capital Management Crisis, the 2000–2002 Tech Bubble, the 2008–2009 Housing Crisis, and the 2020 COVID-19 downturn. His extensive experience underscores his commitment to providing steady, informed guidance during turbulent times.

A graduate of The Ohio State University, Kelso resides in Naples, Florida, with his wife, Robin, and their sons, Matthew and Mitchell. Outside of his professional life, he enjoys spending quality time with his family and combining his love for hiking with travel adventures abroad.

Carl Santos-Ocampo, CFP^®

As Vice President at The High Net Worth Advisory Group, Carl combines wealth management expertise with a strong presence in the community he has called home since 2002, building relationships that create opportunities and strengthen client outcomes. He works closely with families through a personal, face-to-face approach, providing guidance on investments, risk management, retirement, tax planning, and estate considerations. With a long career horizon in the industry, Carl is focused on helping families plan across multiple generations.

Carl began his career in 2015 with the firm after earning his finance degree from the University of Notre Dame, where he competed on the varsity golf team and earned the prestigious Monogram as a student-athlete, the university’s recognition for athletic and academic achievement. He later pursued coursework at Wake Forest University School of Business to earn the Certified Financial Planner™ designation.

Golf has remained a central part of Carl’s life. After college, he held status on both the Korn Ferry Tour and Asian Tour. Today, he supports the game through leadership roles on the boards of the Florida State Golf Association and The Gate Golf Club, an up-and-coming nonprofit public course in Naples, Florida.

Carl also serves as a board member of the University of Notre Dame Club and enjoys traveling and spending time with his wife, Kurika, and their five-year-old son, Cody.

David C. Morgan, CFP^®

As a Financial Advisor at the High Net Worth Advisory Group, David specializes in guiding families through the complexities of wealth management with a highly personalized approach. By utilizing industry-leading financial planning software and advanced investment analysis tools, David builds comprehensive financial plans with a tailored portfolio construction, helping clients align their financial strategies with their long-term goals and unique risk profiles.

Prior to graduating from the University of Alabama, David studied Political Foreign Affairs while at the University of Virginia. As a member of both Universities’ Men’s Golf Teams, David has achieved many honors on and off the golf course including being selected to the ACC and SEC Academic Honor rolls and the University of Alabama Dean’s list. As a Certified Financial Planner™ professional, David adheres to the highest ethics and commitments to professionalism and continuing education.

When David is out of the office, he enjoys spending his time expanding his knowledge of fine wine, playing golf, and spending time with his wife Kristen and their twin sons Henry and Charlie.

Katherine Lauer

As the Practice Manager of the High Net Worth Advisory Group LLC and High Net Worth Tax Advisory Group LLC, Katherine oversees the daily operations, supports client relationships, and ensures that the practice runs efficiently. Katherine focuses on creating organizational systems that foster clear communications across the team and two firms. She enjoys collaborating with advisors and clients to create a seamless experience and is passionate about building processes that allow the team to serve clients at the highest level.

Katherine joined the High Net Worth Advisory Group in 2021 after graduating from Florida Gulf Coast University with dual Bachelor of Science degrees in Economics and Management. Katherine was promoted from Client Associate to Operations Manager in 2022, then to Practice Manager in 2023. Katherine maintains her Series 65 license and is completing her MBA in Summer 2026.

Outside of work, Katherine enjoys spending time with animals — whether volunteering, exploring nature, or simply being around pets. Katherine also loves to travel and experience new places and cultures, embracing opportunities to learn about the world and connect with people in different communities.

Addie Santiago

In her role as a Client Relationship Associate, Adelaida “Addie” is responsible for ensuring an exceptional client experience, assisting with onboarding, account servicing, and ongoing relationship management. Addie works closely with the advisory team to provide seamless support and is often a client’s first point of contact, valued for her responsiveness and attention to detail.

She brings over five years of experience in the financial services industry, previously serving as a Private Banker with Truist Bank. Throughout her career, Addie has built strong and lasting relationships by combining her great listening skills, servant mentality, and dedication to client care.

Raised in Naples, Florida, Addie proudly considers the community her forever home. Outside of the office, she enjoys morning walks and spending time with her two daughters, Meleina and Amaya, along with their Schnauzer mix, Lala. A unique fact about Addie is that she is trilingual, speaking English, Spanish, and her native Nu Savi language.

Gillian Heller

As a Client Relationship Associate, Gillian focuses on delivering an exceptional client experience, assisting with onboarding, servicing, and day-to-day relationship management. Gillian works closely with the advisory team to ensure client needs are met with efficiency, care, and attention to detail.

She brings over a decade of experience in the hospitality industry and more than three years in the aviation sector, where she worked as a Flight Operations Administrator in Naples, Florida. In that role, she partnered directly with high-net-worth clients, ensuring a seamless and elevated service experience. Her ability to connect personally with clients has been a hallmark of her professional success.

Born and raised in the Philippines, Gillian moved to Westport, Connecticut at the age of nine. She is fluent in three languages: Tagalog, Ilocano, and English. She earned her bachelor’s degree in Tourism and Event Management from Southern Connecticut State University.

Outside of work, Gillian enjoys spending quality time with her son, Robbie, and her husband, Robyn, as well as her family and friends. A nature enthusiast with a green thumb, she finds joy in caring for plants and being surrounded by them.